Buying Guide - The Glenn Advantage - Marcia Glenn
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Buying Guide  

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Advantages of Buying
Owning v. Renting, Renting and Inflation, Wealth and Equity, No More Landlords
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Home Finance 101
Mortgage Payments, Accumulating a Down Payment, Closing Costs, Homeowner's Insurance, PMI/Mortgage Insurance, Property Taxes, Tax Benefits of Ownership, Tax Benefits of Selling, Maintenance and Other Costs
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Preparing to Shop
Getting Preapproved, Good Neighborhoods, Evaluating Neighborhoods, Used Homes, New Homes, Condo/Co-op Advantages, Condo Drawbacks, Understanding Co-ops
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Your Real Estate Team
The Team and the Players, Understanding Agency, Your Agent and You, Using a Lawyer, Who is the Broker, Other Key Advisors
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Making an Offer
Basic Rules of Negotiating, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits, Major Corrective Work
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Getting a Mortgage
Mortgage 101, Fixed or Adjustable?, Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), 15 or 30 Year Terms, Understanding Points, Other Lenders Fees, Locating a Lender, Traits of Good Lenders, Loan Prequalification and Preapproval
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Inspections and Insurance
Understanding Inspection, Why Properties Should be Inspected, Types of Inspections, Optimizing Inspections, Homeowner's Insurance
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Closing the Deal
Final Closing Statement, Possession Options, Final Verification of Condition, Joint Tenancy, Buyer's Remorse
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After You Buy
Reassemble Your Finances, Ignore Solicitations, Tax Assessments, Refinancing, Keep Receipts for Improvements
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Her dedication and service are excellent, and her honesty and ethics are exceptional. We were always confident that Marcia had our best interest at heart, that our needs were her number one concern. -M.L. McKeown